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Finance · Insurance

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Insurance & Finance Blog

152+ in-depth guides, refreshed quarterly, organised by the topics our readers ask about most.

Personal Finance
Mar 12, 2025 · by Elena Marchetti, CFP®

7 Proven Strategies to Build an Emergency Fund in 12 Months

A practical, month-by-month framework to build a 3–6 month safety net — even on a tight budget.

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Auto Insurance
Mar 04, 2025 · by Daniel Park

How to Compare Auto Insurance Quotes Without Losing Coverage

Coverage gaps cost more than premiums. Here is the side-by-side checklist professionals use.

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Investment Strategies
Feb 27, 2025 · by Priya Nair, CFA

Dollar-Cost Averaging vs. Lump Sum: What 40 Years of Data Shows

We analysed historical returns across 14 markets to settle the debate once and for all.

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Tax Planning
Feb 18, 2025 · by Marcus Lévesque

12 Legitimate Deductions Most Freelancers Miss Each Year

From home-office to retirement contributions — stop leaving money on the table at filing time.

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Health Insurance
Feb 10, 2025 · by Dr. Aisha Bello

Decoding Your EOB: How to Read Every Line of an Insurance Statement

Your Explanation of Benefits is not a bill — but understanding it can save thousands.

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Life Insurance
Feb 02, 2025 · by Elena Marchetti, CFP®

Term vs. Whole Life: A Decision Framework Built on Real Math

The right answer depends on three numbers most calculators never ask you.

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Personal Finance
Jan 26, 2025 · by Priya Nair, CFA

The 50/30/20 Budget Is Broken — Here Is What Replaces It

Behavioural economists have refined the classic rule for 2025 earners. Here is the upgrade.

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Auto Insurance
Jan 19, 2025 · by Daniel Park

Why Your Premium Rose 22% — and the Three Levers You Can Pull

A clear breakdown of the rating factors insurers actually use, in plain English.

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Investment Strategies
Jan 11, 2025 · by Priya Nair, CFA

Index Funds in 2025: What Five Low-Cost Funds Actually Beat the Market

Not all index funds are created equal. These five consistently outperform with lower fees.

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Tax Planning
Jan 03, 2025 · by Marcus Lévesque

Roth vs. Traditional IRA: A Decision Tree for Every Income Bracket

Tax diversification is the most underused retirement strategy. Here is how to start in an afternoon.

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Health Insurance
Dec 28, 2024 · by Dr. Aisha Bello

HDHP vs. PPO: A Side-by-Side Cost Comparison for Families

We modelled 12 family scenarios. The best plan changes with how often you visit the doctor.

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Life Insurance
Dec 19, 2024 · by Elena Marchetti, CFP®

How Much Life Insurance Do You Actually Need? The DIME Method

Forget the 10x salary rule. The DIME method accounts for debts, income, mortgages, and education.

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