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FinVeritas
Finance ยท Insurance

Legal

Terms & Conditions

Last updated: January 15, 2025 ยท Effective immediately

Financial Disclaimer (YMYL)

Content is for informational purposes only and not financial advice. Always consult a qualified, licensed professional before making financial, insurance, investment, tax, or legal decisions.

1. Acceptance of Terms

By accessing or using FinVeritas.com (the Site), you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use the Site.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use this Site. By using the Site, you represent that you meet this requirement.

3. Content & Intellectual Property

All content published on the Site โ€” articles, graphics, logos, design, code โ€” is owned by FinVeritas Media, LLC or its licensors and is protected by U.S. and international copyright law. You may view, print, and share links to articles for personal, non-commercial use only. Reproduction, republication, or distribution of substantial portions of the Site without prior written permission is prohibited.

4. Financial Disclaimer (YMYL)

The content on this Site is for informational and educational purposes only and does NOT constitute financial, investment, insurance, tax, or legal advice. FinVeritas is not a registered investment adviser, broker-dealer, insurance producer, or law firm. You should consult a qualified, licensed professional before making any financial decision. Past performance is not indicative of future results. Insurance products are subject to underwriting and state regulatory approval. Any examples, calculators, or projections on this Site are illustrative and may not reflect your actual results.

5. Editorial Independence & Advertising Disclosure

FinVeritas maintains strict editorial independence. Advertisers and sponsors do not influence our reviews, recommendations, or analysis. We may earn compensation when you click on links to partner products or services; this never changes our editorial recommendations. Sponsored content is always clearly labelled. We use Google AdSense and other third-party advertising networks, which use cookies to serve ads based on your prior visits to this or other sites.

6. User Conduct

You agree not to: (a) use the Site for any unlawful purpose; (b) attempt to gain unauthorised access to any portion of the Site; (c) scrape, crawl, or otherwise extract content without our written consent; (d) interfere with the Site's operation or security; (e) impersonate any person or entity; (f) submit content that is defamatory, infringing, or harmful.

7. Account & Newsletter

Some features (such as the weekly briefing) require you to provide an email address. You are responsible for keeping your information accurate and for safeguarding any account credentials. You may unsubscribe from emails at any time via the link in any newsletter footer.

8. Third-Party Links & Services

The Site may link to third-party websites or services we do not control. We are not responsible for the content, accuracy, or practices of those third parties. Your use of them is at your own risk and subject to their own terms.

9. Disclaimer of Warranties

The Site is provided on an AS IS and AS AVAILABLE basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of information. We do not warrant that the Site will be uninterrupted, secure, or error-free.

10. Limitation of Liability

To the maximum extent permitted by law, FinVeritas, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, or goodwill, resulting from (a) your use or inability to use the Site; (b) any errors or omissions in content; (c) any decision made or action taken in reliance on content from the Site.

11. Indemnification

You agree to indemnify and hold harmless FinVeritas and its affiliates from any claim, demand, loss, or expense (including reasonable attorneys fees) arising from your breach of these Terms or your use of the Site.

12. Changes to These Terms

We may revise these Terms from time to time. The Last updated date at the top reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the revised Terms.

13. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles. Any dispute arising from these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in New York County, New York, except where prohibited by applicable consumer-protection law.

14. Contact

Questions about these Terms? Contact us at legal@finveritas.com or write to: FinVeritas Media, LLC โ€” Legal Department, 1209 Broadway, Suite 802, New York, NY 10001.

Questions about these Terms? Email legal@finveritas.com.